Budgeting Loans | GOV.UK

What are Budgeting Loans?

Budgeting Loans help pay for essential things like rent, furniture, clothes or hire purchase debts. This is known as a ‘Budgeting Loan.’ The smallest amount you can borrow is £100. A full list of what it can assist with is available on the GOV.UK website.

Budgeting Loans are interest-free so you only pay back what you borrow. You normally have to repay the loan within 104 weeks.

Am I eligible?

You can apply for a loan if you’ve been getting one of the following income-related benefits for at least 26 weeks:

  • Income Support
  • income-based Jobseeker’s Allowance
  • Pension Credit

How do I claim?

You will need to send a claim form to your local Jobcentre Plus.

Who to contact

0800 055 6688 0800 055 6688
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